E-Mail: don@doncriv.com
Web: http://doncriv.com

President and Chief Operating Officer

A multi-billion dollar complex bank and trust company, 40 branches, mortgage company, major real estate developments, title insurance company, SBIC, appraisal company and full underwriting securities company.

Manager of the California Banking Group.
Responsible for all banking activities throughout California including 400  branches. Included all lending categories -commercial, agriculture, accounts receivable, factoring, real estate (acquisition, development and portfolio), leasing, installment and credit card, deposits, product management and e banking. Worldwide marketing, advertising and corporate facilities (over 5 million sq ft)..

Bank wide committee memberships: Managing, Credit Policy, Loan, Asset & Liability, Human Resource and Project Control. Maintained a $25 million personal lending authority.

• Increased fee income by 100% in one year by utilizing a strong team of product managers, who directed a comprehensive review of fees using a value added concept
• Co-founded with Bank of America, Interlink, the nation's largest point-of-sale network
• Created, then supervised a team who implemented the world's first sophisticated interactive, location independent "home/office banking system" utilizing TVs, black boxes and phones. This was a full service, system, which included bill paying, funds transfer, loan and account inquiries.
• Coordinated with regional managers and corporate facilities a comprehensive - five year rolling branching strategy, including location, purpose, size and design to fit our future electronic banking strategy - built over 75 profitable branches
• Initiated and managed a creative team of officers that won the right to become the official bank of the 1984 Olympics, without being the highest financial bidder
• Created a card that was a true combined Debit/Credit Card
• Sponsored an audio response system, Telephone Banking, to pay bills, obtain account and loan information and transfer funds

• Increased hard core productivity by 35% with an outstanding group of associates in the administrative group, coupled with a 1% reduction in staff and budget increases held to 50% of inflation
• Obtained the above productivity utilizing focused planning, team building and motivation, all under an umbrella theme of "Best in the West"
• Lead a team that was responsible for taking the lead position in the installation of ATMs in California - the first step in a bank-wide strategy including the worlds first intercontinental ATM in London.
• Directed and managed a revolving 5 year data processing plan
• Sponsored and supported Project Edge, designed to interface with Fed Wire, Chips, Chaps, Swift, customer's accounts, the bank's internal information and accounting systems (including profitability analysis) and finally to the bank's money desk
• Conceived and with a talented task force was responsible for building a 1 million square foot computer and administrative building in downtown Los Angeles near our 60 story headquarters building

Assistant to the President, major involvement with planning and policy;

• Key player in the major turn-around of the bank, 14th largest in U.S.
• Lead the team that created and wrote the vision and mission statement for the bank - TQB, The Quality Bank
• Initiated and implemented the Project Control Committee of senior officers who first inventoried and prioritized all software and hardware, real estate and equipment projects in the bank, then approved and prioritized all new projects.

Assistant Manager, Loan Administration-Southern California. Member, bank's Senior Loan Committee.

Manager, Specialized Loan Group, Southern California, which included installment lending - direct, indirect and floor plan - truck & heavy equipment financing, SBA lending, accounts receivable, factoring and inventory financing, leasing, political subdivisions and the Special Credits department. bankwide - Southern California.

• Project Manager plus Envoy to Korean Olympic Team - Los Angeles Olympic Organizing Committee
  Director and member of the loan committee of $4 billion thrift

• Successful loan workout / turn--around for client banks

• Full planning session for multi billion dollar bank, a large law firm and an advertising agency
• Liquidated a large, complex Ponzi scheme for the State of California
• Advised on several mergers and acquisitions
• Overview manager for the State of California Corporations Division, correcting the illegal structure of multiple limited real estate partnerships
• Assisted clients with bank financing
• CEO largest fireworks company in America after assisting with acquisition
• IT Business Continuity for Fortune 200 corporation
• ERNST & YOUNG San Francisco Junior Accountant

University of Oregon, Accounting
Graduate School of Financial Management, Dartmouth
Seminars - Farm management - UC Davis, Livestock Management - UC San Luis Obispo, IBM (San Jose, Poughkeepsie, Brussels), Labor Unions, Decision Making and others.

• Chairman, Junior Achievement of Southern California
  
• Co-Chairman, Advisory Council, College of Continuing Education, University of Southern California
  
• Chairman, Advisory Council, Credit Research Center, Purdue-Georgetown University
• Southern California Chairman, United States Olympic Committee (raised $3,700,000 for the USOC)
• Director, Southern California Committee For The Olympic Games
• Chairman, Los Angeles-Pusan, Korea Sister City Committee
• Advisory Council - California State University, Dominguez Hills
• Director and Officer, British-American Chamber of Commerce
• Business Committee - SHARE
• Economic Council Palm Beach County
• North Fulton Chamber of Commerce
• Attaché. Croatian Olympic Committee

• American Bankers Association
• Bank Administration Institute
• Columbia University (Product Management)
• Bank Marketing
• Hispanic Bankers
• IBM, domestic and international
• Pacific Coast School of Banking (Bank Management)
• Automated Clearing House
• Pacific Rim Bankers
• Robert Morris Associates
• Central Banks of Taiwan, Philippines and Hong Kong
• Bank Associations: California, New Mexico, Illinois, Georgia, Oregon, Arizona, Singapore and Japan..
• Chambers of Commerce, Rotary, etc.

• Oberammergau - A Decade of Experiences in a Bavarian Village
• Just Do It Management
• Organizational Politics

• Motivation
• Seven Keys to Small Business Success
• Planning in a Nutshell
• Branching
• Alternative Delivery Systems
• High Tech - High Touch
• Managing Profits